People who need to live with chronic illnesses know that buying medications, whether they are availed from American or Canadian pharmacy stores, as well as taking care of hospital bills can eat up a large chunk of their budget. Hence why, investing in a particular type of health insurance plan would surely make sense at this point. One type of health insurance policy that you should look into is called managed health care plans.
Managed health care plans provide three affordable plans for their subscribers. Preferred Provider Organization (PPO) and Point of Service (POS) are two of these three plans that are offered in the U.S., as well as Health Maintenance Organizations (HMOs).
With the availability of these three cost-efficient plans for membership, the downside is limitations on choices of health care providers and where their services can be provided. Of the three plans, one is the most cost-efficient, but restricts your choice of physicians. The other offer more freedom in choosing doctors but is more expensive. The third is a cross of the first two plans and has become a preferred choice among consumers.
PPO health care offer the most freedom among these three plans, while POS subscribers enjoy the best combination of features found in both PPO and HMO plans in their policy.
The Point of Service Plan is a composite of PPO and HMO health care plans. Similar to the HMO plan, members can choose from a local or national network of contracted physicians, where they can pick their primary care physician (PCP). The PCP is designated to organize all facets of the member’s health care.
Having similar features as the other health care plan, a PPO plan offers its members more choices in finding physician’s care whether within or out of the network and still enjoy many of the benefits.
POS and PPO health care plans also differ in other aspects:
• More people are subscribed to PPO than POS health care plans. In 2010, 53 million members were covered by PPO plan, while POS plans covered only 8.8 million subscribers.
• POS members are not required to pay a certain amount when availing of network care, while PPO members need to pay for the service.
• PPO members are required to submit paperwork to have out-of-network care expenses reimbursed, while there is no need for POS members to do this.
It is indeed that, having good weight is very necessary to have a healthy body and a healthy mind lives in a healthy body. Goof health gives a charm on our face and helps in fight of the disease. Generally, a person who has a heavy body he or she has to face lots of health related problems and this is also in the case of a thin person. Both kinds of the people have to face different type of the disease due in their whole life.
Maintenance of body weight gives more energy and ability to do work more efficiently. The healthy weight and healthy eating helps in keeping the immune system strong. A healthy person feels more confident as comparing to an over weighted or under weighted person. A healthy person’s face always has a glow without any sort of makeup. A healthy weighted person may live a long and happy life as comparing to the others who are over weighted or under weighted.
Therefore, we should always try to follow a healthy diet and life style. We should eat fresh vegetables and fruits and avoid the junk foods as much as possible to provide proper vitamins and minerals to our body. We should exercise on regular basis.
In order to keep healthy body we should use the herbal health supplements since, they are beneficial for our body but do not have any sort of side effect on body. These days a person may very easily buy the herbal health supplements as according to his or her requirements online without any sort of hassle.
Therefore, it is very necessary to eat healthy in order to have healthy body weight and good health.